Real Estate Law Archives - Isenberg & Shuman

As housing affordability continues to be a challenge, it is increasingly common for parents to help an adult child purchase a home. That assistance may take the form of a gift toward the down payment, a family loan, co-signing or guaranteeing the mortgage, or joining the child on title. Although these arrangements are common, they

Real estate transactions are often carefully timed and structured. Financing approvals, inspections, title searches, and closing dates are coordinated weeks or months in advance. When one of the parties to the transaction dies before the deal is completed, the legal and practical consequences can be significant. A death can delay closing, create uncertainty regarding authority

Understanding HST rebates on pre-construction homes and condominiums has always been complex. As of 2026, additional programs from the federal and provincial governments have added new layers of change. Some programs are already in force; others remain proposed or are progressing through legislation. This summary explains the current rules and expected changes. This longstanding program